Are you regulated?

Yes, both Paula and Jason Bicknell are appointed representatives of St. James's Place and as such represent only them.  St. James's Place is authorised and regulated by the Financial Conduct Authority.  To check Advisers and their accreditation, please link to the FCA register https://www.fca.org.uk/firms/financial-services-register

What professional qualifications do you hold?

Both Jason and Paula hold a Diploma in regulated Financial Planning.  In addition, Paula holds the Chartered Financial Planner qualification and is a Fellow of the Personal Finance Society (PFS), she is also a STEP Associate.  Society of Trust and Estate Practitioners.

What services do you provide?

We offer a wide array of services including, Retirement Planning, Investment Planning, Inheritance Tax Planning, Protection Planning and Later Life Planning.  For full details, see our website.

https://www.paulabicknellwealth.co.uk/advice-and-services

How does the process work?

We offer a no obligation initial meeting to understand your needs, objectives and current position.  We usually ask for a short questionnaire to be completed in advance of this session to make it as productive as possible.  During this meeting, we provide full details of the services we provide, our charging structure and how we operate.  If you decide following this meeting that you do not wish to proceed further, there is no fee to pay.  If however, you do wish to proceed, we will pull together a full recommendation detailing what we recommend, why, advantages and disadvantages and the exact cost of the recommendation.  Our fees are payable on acceptance of the recommendation.

How does your charging structure work?

Our charges are simple to understand and easy for you to compare. We’ve split our charges into separate Advice, Product and Fund charges, so you can see what you pay for each of the services we provide. Our charges are explained in more detail here.

I have pensions everywhere, can you help?

Yes, often people work at lots of different companies and have many pensions in lots of different places. Often people ask to bring them all together and whilst this may seem the right thing to do, there are lots of checks that we need to go through to ensure that it is the best outcome for each individual. We have some clients that leave their pensions in place for whatever reason, but we can still incorporate them into their retirement plan and build a picture on what retirement might look like through cash modelling tools, even though we don’t manage those plans.

The value of a pension will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

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